PVCC - Financial Aid - Other Forms of Financial Assistance

If you are not eligible for federal or state financial aid programs, there are other kinds of financial assistance for which you may apply. Here are some helpful resources:

Seven Financial Tips for College Students

Spend less than you earn. You've probably heard this one from your parents, but don't spend beyond your means. If you're only making a little bit of money, only spend a little bit.
Make a budget. Estimate how much money you'll make and how much you'll need to spend each month. Remember to keep track of your spending and save your receipts to reconcile your bank account at the end of each month.
Pay bills on time. Now is the time to start building your credit history, and the best way to start is with a clean slate. Make sure you pay all of your bills on time to avoid late fees and penalties.
Only use credit cards in emergencies. If/when you get a credit card, it is very important to manage it responsibly. Since you'll need to repay whatever you spend on your credit card with interest, only use the card in an emergency and not for those new shoes or for a night out on the town. Try to pay off your balances each month.
Look for the right checking account. Finding the best checking account can save you money. Find a bank that has no fee for opening an account and no minimum balance. Also check into debit card fees and other fees associated with the account.
Buy used textbooks. You're likely going to end up selling them back at the end of the term anyhow, so there's no need to have a brand new book.
Take advantage of campus activities. Around college campuses, there's always something to do. Attend campus events, support the sports teams, and check out art openings and movie festivals. Use up your student benefits and make the most of that student ID!